Which statement about mutual fund share redemptions in an open-end fund is correct?

Correct answer: When an investor redeems shares, the fund may need to liquidate assets to meet redemptions, creating potential cash management demands.

Explanation

Open-end mutual funds must satisfy investor purchases and redemptions at NAV and must manage liquidity to meet redemptions, sometimes requiring asset sales or cash buffers.

Other questions

Question 1

Which of the following best captures the primary benefit of constructing a diversified portfolio rather than holding a single security?

Question 2

What is the main purpose of an Investment Policy Statement (IPS)?

Question 3

Which two components define an investor's risk tolerance according to the chapter?

Question 4

An investor has a 20-year horizon, ample liquid savings for emergencies, and high familiarity with equity markets. Which statement best describes the investor's ability and willingness to take risk?

Question 5

Which of the following asset allocation choices is most consistent with an investor who has a short time horizon and a low risk tolerance?

Question 6

Which element of the risk management framework is primarily responsible for translating board-level risk appetite into day-to-day investment and operational limits?

Question 7

When defining asset classes for a strategic asset allocation, which characteristic is LEAST important?

Question 8

Which of the following is the most important single determinant of long-term portfolio performance according to the chapter?

Question 9

A pension fund with a defined benefit obligation that must pay retirees annually and has an aging membership is most likely to emphasize which of the following in its IPS?

Question 10

Which of the following best describes a key difference between an ETF (exchange-traded fund) and a traditional open-end mutual fund?

Question 11

Which statement about target-date (lifecycle) funds is most accurate?

Question 12

Which reason explains why the true market portfolio in the CAPM is unobservable and often proxied?

Question 13

Which of the following best describes a practical limitation of applying the CAPM to estimate expected returns?

Question 14

Which performance measure adjusts for total portfolio risk and is denominated in percentage return units to facilitate comparisons with benchmark returns?

Question 15

Which performance metric is most appropriate when an investor holds a single, undiversified portfolio and cares about total portfolio risk?

Question 16

When an investor or committee wants to compare multiple managers but also see the magnitude of their over- or underperformance in percentage return terms at market risk, which measure should they use?

Question 17

Which pooled product is least likely to be available to most retail investors because of regulatory and minimum investment restrictions?

Question 18

What is the primary reason endowments often allocate a significant portion of assets to alternative investments?

Question 19

Which of the following best describes what a separately managed account (SMA) offers compared with a pooled mutual fund?

Question 20

Which statement about ETF market prices relative to their NAV is most accurate?

Question 21

Why might an institutional investor select a benchmark index that reflects ESG exclusions for performance measurement?

Question 22

Which statement best describes the primary difference between active and passive management in the industry context provided?

Question 23

In the context of the chapter, what is a main reason institutional investors might adopt external asset managers for specialized strategies?

Question 24

Which statement about smart beta strategies is consistent with the chapter's discussion?

Question 25

Which of the following is a typical feature of private equity funds as described in the chapter?

Question 26

Which factor most directly causes the diversification ratio to improve (i.e., decline) when forming a multi-asset portfolio?

Question 27

What is a common reason endowments maintain a smoothing rule in their spending policy?

Question 28

Which of these is an advantage of using an index fund (passive) versus an actively managed fund, as discussed in the chapter?

Question 29

Which investor type is most likely to face regulatory limits on the share of domestic equities or foreign exposure they may hold?

Question 30

Which is a primary reason why hedge funds historically charge performance fees in addition to management fees?

Question 32

What is the main enterprise-level benefit of integrating risk management into the strategic decision-making process?

Question 33

Which of the following changes in capital markets would most likely cause the efficient frontier to shift upward, all else equal?

Question 34

Which of the following is a limitation of diversification emphasized in the chapter?

Question 35

Which of these best explains why an investor might select a benchmark for an IPS?

Question 36

A multi-boutique asset manager structure is characterized by which of the following features?

Question 37

Which of the following is an example of a legal or regulatory constraint that should be included in an IPS?

Question 38

Why might a large asset manager introduce 'liquid alternatives' to its product lineup, according to the chapter?

Question 39

Which of the following is a potential downside of using an index (proxy) for the market portfolio in CAPM applications?

Question 40

When measuring portfolio diversification benefits, which metric described in the chapter compares portfolio standard deviation to the average asset standard deviation?

Question 41

According to the chapter, which factor should predominantly determine manager selection for a given asset-class sleeve?

Question 42

Which statement best characterizes a life insurance company's typical investment priorities compared with a property and casualty (P&C) insurer?

Question 43

Which trend is identified as increasing access to investment advice for younger and mass-affluent investors?

Question 44

Which of the following is a correct observation about the role of capital market expectations in strategic asset allocation?

Question 45

Which is the most accurate statement about hedge fund fees as discussed in the chapter?

Question 46

Which of the following best describes why a pension fund sponsor might prefer defined contribution plans over defined benefit plans, as noted in the chapter?

Question 47

When an investor with a large concentrated position in their employer's stock wants to address the concentration, which of the following portfolio actions is most consistent with guidance in the chapter?

Question 48

Which of the following is an example of a 'unique circumstance' that might be reflected as a constraint in an IPS?

Question 49

Why might an asset manager include a rebalancing policy in the IPS appendices?

Question 50

Which of the following best explains why ESG integration may require changes to expected return and risk estimates for an asset class?